3, 2, 1 save money

There may be periods in one’s life where you really need to save, for example up here for Christmas, as this often involves many extra expenses. One of the big expenses is of course the Christmas gifts, but also Christmas lunches and the actual purchase for Christmas Eve can be difficult to afford.

Advice to save money

Advice to save money

1 Food plan

For many, a food plan can mean a great improvement in the economy. If a food plan is properly screwed together, there is a lot of money to save because you avoid great food waste, unnecessary impulse purchases and cash-burning on take-away. If it is scarce to get ideas for recipes, you can advantageously make use of the many supermarkets’ food plans and associated shopping lists.

2 Black Friday

“ It can ensure that there are no red-handed numbers on the account

You’ve probably heard of Black Friday, which is the day when the stores are running with attractive savings on a number of products. So if you already have an idea of ​​what to buy from Christmas gifts, consider making some of the Christmas purchases on November 24, which is the day Black Friday falls.

3 Buy Used and Sell Out

3 Buy Used and Sell Out

When the economy is under pressure, the credit card screams after not being used on several expensive shopping trips. There can therefore be money to be obtained by purchasing clothes and other goods on recycling websites or in recycled stores. Here you can fill the wardrobe at a much cheaper price. However, often the wardrobe does not need to be filled up any more, so a way to clean out and even make an extra dime is selling out of the wardrobe. The things in the store are often worth gold or at least a good bag of money.

4 Add a sustainable budget

As we have said before, a solid budget is alpha omega in a good economy. When you put your budget, it must be realistic to avoid financial black holes. When making a budget, it can be difficult to get an overview of all the income and expenses that must be included. We have made a list of items that must be included in the budget form – it can ensure that there are no fiery figures in the account.

Always examine the loan market

Always examine the loan market

If you still need to borrow money for Christmas, do yourself the service and examine the market so that you get the best loan offer. At Good Finance we have made this process easy for you. With only one loan application, you receive offers from several banks. It saves you both time and money.

Apply for a loan Fill only one application and receive offers from several banks. Free and no obligation. apply now

Do you want to receive tips and tricks to find the cheapest loan?

Sign up and receive our newsletter, as well as marketing financial products and related services

Are you ready for Black Friday?

If you have already planned to buy the big 55 ”flat screen TV for the Black Friday sale, you should already find out how much you can afford to buy. The best and cheapest solution is of course to pay cash with money you already have.

But if you are in a situation where you have to borrow money, there is still money to save if you do your homework and are in good time.

Don’t borrow money at the last minute

Don

Instead of standing on the actual day with the need to borrow money for the flat screen, you should already obtain offers for loans from several banks. The probability that you can save money by obtaining more offers is great. And it will be a pity that what you save on Black Friday is being eaten up by an overly expensive loan.

At the same time, you also know how much you can afford to buy for the Black Friday sale.

Apply for a loan Fill only one application and receive offers from several banks. Free and no obligation Apply Now

If you wait until the last minute, you might end up in a installment plan where you easily risk paying much more for the product than you need. That is to say, the big savings that would otherwise have disappeared.

Do you want to receive tips and tricks to find the cheapest loan?

Sign up and receive our newsletter, as well as marketing financial products and related services

Here you will find great deals

Here you will find great deals

Black Friday is a good opportunity to save a lot of money on things you stand and lack or perhaps the Christmas gifts. Remember that many of the stores are offering deals all week up to Black Friday. We have made a list of great deals here:

  1. Buy a bicycle or bicycle equipment from the bicycle expert.
  2. Get great deals on kitchen equipment or appliances at Elgiganten.
  3. Save a lot of money on electronics at Power.
  4. Get a lot of discounts on carpets and floors at Garant
  5. Save things for the kids at Baby Sam.

You can take advantage of Good lender, where you can search for the item you want to find for Black Friday and compare the prices from the different dealers to each other.

Remember that many of the stores are offering deals all week up to Black Friday.

Good Finance has made it easy

Good Finance has made it easy

If you are going to get out on loan offers, we at Good Finance have made it easy, safe and clear.

With just one application we collect concrete offers for loans from several banks, which you can easily and easily compare. Choose the best loan offer, after which the bank transfers the money to your account. That way, you save both time and money.

Also read See why Good Finance is so smart

Apply for a loan Fill only one application and receive offers from several banks. Free and no obligation application now

How can I improve my chances of borrowing money

When you make a loan application, the lender always looks at whether your income can pay off on a loan.

” To borrow a loan, you need to have an income and in many cases, the lender also requires that your annual income be at a certain amount.

You are assessed based on your income

You are assessed based on your income

To borrow a loan, you need to have an income, and in many cases, the lender also requires your annual income to be at a certain amount.

Therefore, if you have a relatively low income, or receive public benefit, be aware that it may be difficult to get approved to borrow money. Therefore, it is important that the amount applied for and the maturity match what your income can bear.

It is therefore recommended that you calculate in advance how much money you can pay on a loan every month.

Your credit rating is important

Your credit rating is important

When applying for a loan, the lender makes a credit rating. A credit rating is an assessment of your financial situation. The lender takes as its starting point your income, any debt, housing type, insurance status and a number of other things.

The purpose of a credit rating is for the lender to make sure that your finances are strong enough for you to take out a loan and pay off the loan.

It may be tempting to look for a loan that does not require special high demands. However, it is most often better to choose a lender who provides a proper credit rating.

So a proper credit rating is ultimately the best thing for you, so you don’t end up in a situation where you don’t have the opportunity to pay the monthly benefit.

Also read What is a credit rating.

Spend time on your application

Spend time on your application

If you suddenly stand and need to borrow money for bills, a new bike or something else, it can be tempting just to make a quick application with the first and best lender.

Always remember to spend your time on your loan application so that you avoid errors in your information.

However, it is important that you spend time investigating the market among the various lenders. At the same time, it is important that you spend a lot of time on the loan application itself.

You need to make sure that all your information is completely accurate, including what you may have of existing debt.

Also read How to find your debt items

Clean up your finances

“ If you have debt in advance, it is recommended to try to get it settled first, if this is possible.

It may be a good idea to clean up your finances before applying for a loan. You must make sure you have an overview of your income, your expenses and any debts.

If you have debt in advance, it is recommended to try to have it settled first, if this is possible.

If you are registered in the RKI or debtor register, it is not recommended that you apply for a new loan. Instead, try to figure out how to get out of the RKI.

Get a co-applicant

You can easily apply to borrow money even if you are alone. However, it may be advisable to have a co-applicant if you are unsure whether your income is strong enough to carry a loan alone.

A co-applicant does not have to be your partner. It can also be a family member or a good friend.

The advantage of having a co-applicant is that his or her income is also included in your credit rating, and in addition, it usually gives lower interest rates.

Also read Is it harder to borrow alone

Obtain more loan offers

You should always obtain loan offers from several banks, as there can be a lot of money to save.

Good lender can help you obtain loan offers from several banks by simply completing a single loan application on our website.

Apply for a loan Fill only one application and receive offers from several banks. Free and no obligation. apply now

Get great tips and tricks on loans and personal finance

Sign up and receive our newsletter, as well as marketing financial products and related services

That’s how Lily Briscoe has gone in the year 2018

Apply for a loan Fill only one application and receive offers from several banks. Free and no obligation. apply now

The year 2018 was also the year when Lily Briscoe moved in new and larger premises on Carl Jacobsen’s Road in Valby. There was to be room for the new employees who were hired in 2018. Together with the rest of the team, they have helped to develop and create opportunities for new and exciting initiatives.

The IT department has constantly worked on making the application process

The IT department has constantly worked on making the application process

2018 was also the year when Lily Briscoe went on Danish TV several times. The message with the advertisement was clear. We compare prices for everything else, so why not do it if you have to borrow money. So always make sure to get loan offers from several banks instead of relying on you always getting the best loan in your own bank.

The IT department has constantly worked on making the application process as easy and intuitive as possible – something that remains focused on in the new year ..

In addition to the work on the application process and the integrations with the new banks, IT has also worked on a new product that we will be presenting at the beginning of the new year.

We are excited about the new year

We are excited about the new year

Together with our current banks and new coming banks, in 2019 we come to help even more Danes in obtaining personal loan offers. In addition to saving users a lot of time, we still expect to save them a lot of money.

2019 will also be offering new banks, which we look forward to presenting at the beginning of the new year.

Find the best loan options

Find the best loan options

And hopefully we can soon unveil new loan products that make Lily Briscoe even more relevant to people who want to find the best loan options.

Now is a good year nearing its end, but at Lily Briscoe we look forward to another eventful year.

You all want a really Merry Christmas and a Happy New Year.

Do you want to receive tips and tricks to find the cheapest loan?

Sign up and receive our newsletter, as well as marketing financial products and related services.

So much saved these Good Finance users

Users who have saved money, In this post we have collected 4 concrete examples of users who have saved a lot of money by using Good Finance. The users are anonymous and replaced with fictitious names, but the examples are real.

From several loans to a single loan

From several loans to a single loan

Anders and Line had a debt of SEK 185,000 distributed among several creditors and with an average APR of 20%. The maturity was 10 years. If they had continued with the same APR, they would overall have to pay approx. DKK 400,000 including interest and taxes

They chose to make an application of DKK 185,000 over 10 years via Good Finance, where they receive offers from several banks. They accepted a loan with an annual percentage rate of charge (APR) of 7.95%, which means that together they end up having to pay approx. This means that they end up saving about SEK 140.00 by collecting several expensive small loans via Good Finance.

Saved money by refinancing

Dorte and Lars have a loan of SEK 250.00 with a maturity of 7 years and an APR of 7.35%, which means that together they end up having to pay around DKK 320,000 including all interest and taxes before their loans are paid of.

They were convinced that they had a sensible APR on their loans. However, they chose to make an application via Good Finance to see if they could get a better offer with a lower interest rate. They received offers from several banks and accepted a loan offer of DKK 250,000 with a maturity of 7 years and an APR of 5.19%. This means that together they end up having to pay approx. SEK 300,000 for the loan, which is a saving of approx. DKK 20,000 just by examining the market.

See how much you can save Fill only one application and receive offers from several banks. Free and no obligation application now

Should borrow SEK 65,000.

money

Good Finance had to borrow DKK 65,000 for a “new” used car. In this connection, he examined the possibilities for financing, so he made an application via Good Finance of SEK 65,000 over 6 years. He received offers from several of the banks and ended up accepting the cheapest. Below is the difference between the cheapest loan offers that Good Finance chose and the most expensive.

The most expensive offer

  1. Loans: SEK 65,000
  2. OPEN: 13.75%
  3. Maturity: 6 years
  4. Total amount to pay back: Approx. 95.000 kr

The cheapest Good Finance chose

  1. Loans: SEK 65,000
  2. OPEN: 9.9%
  3. Maturity: 6 years
  4. Total amount to pay back: Approx. ISK 86,000

By choosing the cheapest loan offer, Good Finance saved a total of DKK 9,000 and received a significantly lower monthly payment on its loan

Also read This loan purpose was the most popular in 2018

Loans for deposit and new furniture

money

Peter and Mette needed to borrow SEK 70,000 to pay the deposit for the apartment they were moving in. They had already talked to their current bank, but were not completely satisfied with their offer. Therefore, they chose to make an application via Good Finance.

They thanked yes for the cheapest loan offer of DKK 70,000 over 5 years and with an APR of 8.41%. Compared to the most expensive loan offers, they saved DKK 9,000 in interest and taxes.

Below is the difference between the cheapest and most expensive loan offers they received.

The most expensive loan offer

  1. Loans: SEK 70,000
  2. OPEN: 12.14%
  3. Maturity: 5 years
  4. Total amount to pay back: Approx. 94,000 kr

The cheapest they chose

  1. Loans: SEK 70,000
  2. OPEN: 8.41%
  3. Maturity: 5 years
  4. Total amount to pay back: Approx. 85,000 kr

© 2019 abhoteles.com

Theme by Anders NorénUp ↑